…  Staffords pay variable rates, unless, of course, they consolidate, locking in a loan at a steady rate. And in fact, that’s just …  over 5 percent, before the July 1 deadline. The federal Plus loan was changed, too. The most unwelcome, no doubt, was its rate increase …

…  from Vanderbilt University in 2004, he applied to consolidate $44,000 in student loans. With interest rates then at record lows, …  with a federal Parent Loan to Undergraduate Students, or PLUS loan. PLUS loans carry a fixed rate of 8.5%. The credit standards for …

…  now carry a fixed rate of 6.8 percent, and rates on new plus loans for parents have also jumped. Here are some tips for deciphering …  to find out whether this fee must be repaid if the loan is consolidated with a different lender. # Get the best discounts. Many lenders …

…  and what they mean for you: Fixed rates on Stafford and PLUS loans: Since late 1992, the two largest federal student loan programs …  rates on loans issued before July 1 that have not been consolidated will continue to be reset once a year. Higher loan …

…  of Stafford loans, which are variable rates. For PLUS (parent) loans, interest rates on existing variable rate loans will jump …  is a very substantial savings for parents,” who consolidate, Ratliff said. Consolidation is an option for students who have …

…  Holder Rule”, allowing any student loan borrower to consolidate their student loans with American Education Services (AES). Under …  the current low interest rate on their federal Stafford or PLUS loans and consolidating before July 1, a borrower with a $25,000 loan can …

…  have taken comfort in a half-decade of ultra-cheap college loans, loading up on debt to cover the bills. About 8 million people borrowed …  Parent Loan for Undergraduate Students, or PLUS loans, which can cover up to the full cost of college. Rates on those …  online. Thanks to recent legislation, borrowers can consolidate their loans with any lender, no matter who holds their current …

…  H.R. 4939. This has paved the way for student borrowers to consolidate their federal student loans with the lender of their choice at low …  or after July 1, 2006, and an 8.5 percent fixed rate for PLUS loans disbursed on or after July 1, 2006. With consolidation a …

…  have benefited from a half-decade of ultra-cheap college loans, loading up on debt to cover their bills. About 8 million people borrowed …  Parent Loan for Undergraduate Students, or PLUS loans, which can cover up to the full cost of college. Rates on those …  online. Thanks to recent legislation, borrowers can consolidate their loans with any lender, no matter who holds their current …

…  have until June 30 to consolidate loans Clemson University sophomore John Masslon, like other college student …  loans rise from 5.3 percent to 7.14 percent. Federal Plus loans for parents rise, too, although the federal Perkins loan program …