…  rates to historic lows. “In 1996, Congress enacted legislation to permit Sallie Mae to reorganize as a fully state-chartered …  of innovation, including creating the first student loan consolidation program and being the first company to offer savings to students …

…  coursework in high school. With the ink barely dry on the legislation, grants were just awarded for the first time ever in fall 2006. …  this year — to the tune of nearly $40 billion worth of consolidation. Looming increases drove the stampede to lock in deals at low …

…  they have to wait until graduation. Under federal legislation, students and parents can no longer consolidate loans until they …  Secondary Market for Education Loans began emphasizing consolidation loans last year and already has seen an 83 percent increase in …

…  for parents,” who consolidate, Ratliff said. Consolidation is an option for students who have multiple loans and at least …  paying off the loan as quickly as possible. New federal legislation also is having an effect on the college loan program. Under the …

…  at 7.14 percent. Although lenders make it seem as if consolidation is a no-brainer, I’ve received e-mails from parents and students …  to school at least part time. Recent changes in federal legislation will prohibit in-school borrowers from consolidating beginning July …

…  July 1, they will top 7 percent. There’s more: Under legislation Congress approved in 2002, rates on all new Stafford loans issued …  the loan’s total cost. Many also have been taking out consolidation loans to refinance the debt. That converts them from …

…  On July 1, they will top 7 percent. There’s more: Under legislation Congress approved in 2002, rates on all new Stafford loans issued …  financial situation improves. Many also have taken out consolidation loans to refinance the debt. That converts them from …

…  States House of Representatives previously approved the legislation. The bill now goes before President George W. Bush who is expected …  that previously limited them in their student loan consolidation options. About Student Loan Xpress Student Loan Xpress, a …

…  with one lender to consolidate with that lender. Under the legislation, already passed by the House and expected to be signed by President …  smaller lenders who are seeking a slice of the loan-consolidation business. Rates for federal student loans are set by the …

…  their student loans by June 30. “Student loan consolidation is the best way to protect yourself from a very significant …  Lending program.” Separately, with the passage of legislation from 2002 and the Deficit Reduction Act earlier this year, interest …