…  of dollars are at stake for several thousand area high school students who are due to graduate soon and move on to …  $5 million and $6 million in financial aid, including government and university grants, loans and work study funds. While May is crunch time for getting …

…  Kalman Chany, founder and president of New York-based Campus Consultants. “College is big business. The financial aid representatives are …  financial gap. Students can take advantage of federal government loans, called Stafford loans, which offer a low, but variable …

…  But this option is going to cost more, partly because of recent changes in federal law that replace fixed interest rates with a …  can still get a subsidized loan, which means the federal government pays the interest while in school. Lenders and guarantors of the …

…  is the most valuable type of financial aid, because the money doesn’t have to be paid back. Direct aid typically comes in two …  terms. Perkins loans have a fixed rate of 5%, and the government pays the interest while you’re in school. You may also qualify for …

…  ask. Do the Research Many private scholarships go unused each year. The Internet and your local library are both good places to …  by banks and private lending institutions, not the federal government. The interest rates, fees, and repayment schedules vary from one …