…  money for college and haven’t paid it all back, I have a homework assignment for you: Take a close look at your options for …  rate of the loans being consolidated. The best deals are available to students who consolidate within six months of leaving school. Many …

…  High School. Other tips: Interest rates for federal loans for students are lower than federal loans for parents. Factor this into …  of who should pay what. If you are taking out private loans, check rates and terms carefully. Would refinancing the home generate cash at a better interest rate? Don’t forget to factor …

…  four decades. Now those who haven’t consolidated their loans under the federal student-loan program are being urged to do so before …  for No.1 student-loan lender Sallie Mae in Reston, Va., counsels to check your options with your school’s financial aid office and …  the best deal and whether to consolidate. “Do your homework before you sign on the dotted line,” Sallie Mae’s Scherschel …